financing options

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Ask Us About Getting Prequalified Today!

Affordable Monthly Payments for Your Project!

Foundation Finance Company (FFC) is a leading provider of home improvement financing nationwide. They allow us to offer you the project you want while making low monthly payments over time.

  • No Application Fees
  • No Prepayment Penalties
  • Perfect Credit Not Required
Get Qualified →

Foundation Finance Company LLC (FFC) provides financing through authorized third-party dealers, which are independent entities and not corporate affiliates or subsidiaries of FFC. All credit products are subject to credit approval. Rates, terms, conditions, and promotional programs may vary by dealer and are subject to change without notice.


© 2025 Foundation Finance Company LLC. All rights reserved. NMLS # 916914.

How to Get Started:

  • 1. Get Prequalified

    A soft credit pull allows you to check your financing eligibility without affecting your credit score.*

  • 2. Discuss Options

    If prequalified, we will discuss terms, along with any special promotions that may be available.

  • 3. Complete Contract Documents

    We will send you the necessary paperwork to sign.

  • 4. Talk with FFC

    After signing documents, Foundation Finance may call you within 24 hours to verify your info and terms.

  • 5. Make Monthly Payments

    Once the project is complete, you can easily pay your monthly bill online, by mail or over the phone.

*Upon receipt of a completed credit application and executed contract documents, a hard inquiry (which may affect your credit score) will appear on your credit report.

Spire Energy Insulation Financing

Insulation Financing: Finance Up to $5,000     

More than half of the energy used for winter heating is lost from homes through uninsulated walls, floors, ceilings, and attics. Insulating these areas is a fast, effective way to create significant energy savings in winter and summer.


Insulation creates a barrier of air between warm and cold areas in your home, keeping heat inside during the winter. In the summer, attic insulation helps make cooling your home easier with less wasted energy.


Insulation financing is available to Spire residential customers only.


Important: Purchases and installations financed under this program must be arranged through Spire-authorized contractors doing business in Spire's Missouri service territories. For a list of current authorized contractors or questions about the program, contact Spire's Energy Efficiency Team at EnergyEfficiency@SpireEnergy.com.

Financing Details

  • Interest Rate: 3%
  • Financing Amount: Up to $5,000 per home, for up to four homes
  • Eligibility: Open to credit-qualified customers
  • Maximum Loan: $20,000 total across four dwellings

Qualifications for Insulation Financing

Eligible home energy conservation improvements must include, where feasible, an increase in attic/ceiling insulation to a minimum of R-38.


Eligible Improvements:

  • Attic, floor, wall, and duct insulation
  • Duct sealing
  • Attic ventilation
  • Caulking and weather-stripping
  • Storm doors and storm windows
Learn More About Spire Financing →

Ready To Start Your Next Project?

Get Started Now

We Are Dedicated to Complete Customer Satisfaction

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"Knowledgeable, Nice, Personable"

I have used Insulation Pros at least three times and have been pleased each time. Their crews and owners are very knowledgeable, nice, personable and work to give you the best price they can. And when they were finished after a long day's work, they still made time to clean up the mess. I can happily recommend them to anybody needing insulation.


Leslie Caplan
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"Reasonably priced"

We had our attic sealed and blown insulation added. They also insulated our roof over our patio as we prepare to close it in for a 4 seasons room. The crew was on time, introduced themselves, went over everything they were going to do and then got to work. They did an excellent job and made sure to clean up. We are planning to have them back out to do 2 more jobs for us. They are very reasonably priced and do great work!

Tracey Burhenn
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"Above and beyond"

Insulation Pros were very professional and went above and beyond to make sure my garage was properly insulated. They also did a great job making sure they cleaned up after themselves and left my garage in a clean state after their work was done. I'd highly recommend them and will certainly look to use them in the future whenever I need my attic insulation replaced.

Truitt Wilson

"Extremely considerate"

From the moment we began our attic insulation journey with Insulation Pros, we were met with nothing but professionalism and dedication. Kyle, our seller, was our initial point of contact, and his understanding and empathy regarding our past experiences set the tone for our entire project. Under the guidance of Josie, the president of the company, every measure was taken to ensure we felt reassured and valued as customers.

William Bledsoe

"Happy with the service"

Tanner and Blaise just finished insulating our attic today. Very professional, they showed up on time and walked me through what the day was going to look like and what they were going to do. Very happy with the service I received from start to finish. Tanner made sure to text me before and after pictures so I could see everything they did. I am so excited to see the change in our house and the heating bill. I really appreciate the quick, friendly and professional service.

Crysta Knowles

"A pleasure working with the insulation pros!"

From beginning to end it was a pleasure working with the insulation pros! The day of the project (prepping, Insulating attic and basement and installing two gable vents) everything went so smoothly and the team was so kind and chill. Everyone was amazing! I will absolutely recommend them to everyone :)

Erin B.

"Professional and Courteous"

I have an extension that was built off of my basement and I need insulation to protect my pipes as one of my bathroom is built atop the extension. Insulation pros quickly got me free estimates for my project and gave me several options.

Joshua D'Andrea

"Veteran owned as I am a veteran myself"

Went with this company due to good reviews and being Veteran owned as I am a veteran myself. The insulation laid out almost perfectly even and could already tell a difference the next morning.

Ryan Powell

"Smooth Process"

Easy and smooth process from quote to installation. Zac was prompt and very knowledgeable of the products. Tanner & Ryan, my installation crew were polite and thoughtful with the process.

Cathy Kudelko

"Staff are extremely professional"

Great experience, staff are extremely professional. They performed the scope of work promptly as promised. They did an awesome job of cleaning up, special kudos for that.I would highly recommend Insulation Pros of KC.

John Gillespie (Jay)

"Thorough and comprehensive"

Nick performed my initial attic inspection. A thorough and comprehensive approach. Tyler and Devin completed the entire insulation project in just a few hours. Explaining everything in detail during the entire process.

Matt D.

"What a great company!!!"

I hired Larry and his guys to come out and blow insulation in the walls of my house that was built in 1945 and spray foam insulation in my basement. I have zero complaints they kept me updated on their progress excellent and fast service.

Ben Hazlip

"Left work areas spotless"

On time, courteous, professional, details explained in laymen words, prior preps thorough, talked plastic on the stepsgoing upstairs, left work areas spotless, and very concerned about protecting my lawn. Highly recommend this company.

Carlton Philpot

"Professional and respectful crew"

Very professional and respectful crew! They did great work! They went above and beyond to make sure we were informed on every aspect of the job!

Matthew Moeckli

"Explained everything"

Justin, Nick and T. Cook, did our job, great job very professional and cleaned up everything better than they found it. They also showed pics of everything before and after and explained everything as we looked over pics. Highly recommend.

Nathan Norman

"WOW!"

Many many thanks to all at Insulation Pros. We had the attic done they removed all the old, repaired our vents, sealed all around and installed new insulation and WOW!

Ken Archambeau

"Efficient and pro!"

From the initial inquiry to the crews cleanup everything was efficient and “pro!” Nick, Larry, and Justin were ALL-TIME! If I had another house I would bring them back tomorrow!

Cameron Pumphrey

"We're saving a lot"

We should have had you guys out a while ago. The house is much more comfortable and I'm sure we're saving a lot on our utilities already.

Amelia Watson

"Very professional"

Kobe, Blasie, and Tanner did an amazing job removing contaminated attic insulation and blowing in new insulation! They were very professional, and I could feel the difference the next day.

Riley Roche

"Polite and professional"

Arrived on time, explained what the scope of work was. Took pictures of work completed and cleaned up. Crew very polite and professional.

Mac McCubbin

"Everything came out clean"

Nick, Larry, and Tristan were very quick and efficient when working. They had to enter the attic in my toddlers room and they ensured everything was covered. Everything came out clean, as if they were never there.

Snorge Jr.

"Wonderful job"

They were very professional & respectful during the 6+ hours of work and did a wonderful job with the insulation. They even cleaned up before they left, which a lot of other companies don't do.

Melonie Gonzalez

"A great experience"

They removed insulation where is wasn't supposed to be quickly and without hassle when I asked. A great experience, this was the second time I've used Insulation Pros and will for future projects as well.

Jefferson Vlasnik

"Knowledgeable, Nice, Personable"

I have used Insulation Pros at least three times and have been pleased each time. Their crews and owners are very knowledgeable, nice, personable and work to give you the best price they can. And when they were finished after a long day's work, they still made time to clean up the mess. I can happily recommend them to anybody needing insulation.


Leslie Caplan

"Reasonably priced"

We had our attic sealed and blown insulation added. They also insulated our roof over our patio as we prepare to close it in for a 4 seasons room. The crew was on time, introduced themselves, went over everything they were going to do and then got to work. They did an excellent job and made sure to clean up. We are planning to have them back out to do 2 more jobs for us. They are very reasonably priced and do great work!

Tracey Burhenn
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